~ Hello, Thank You For Stopping By ~   

Your Home Buying or Refinancing Experience Should Be Positive!

  I'm Michael Frakes, a Loan Specialist at Creekside Mortgage Inc.,licensed for Washington, Oregon and Idaho. 

I dedicate myself to providing you with only the highest quality of service. Creekside Mortgage has over 80 years of combined loan experience to easily handle every type of loan scenario.(Please take a moment to see some of my references on my testimonial page,  I promise you the same  service.)

Are you a Veteran? I am too and have worked with hundreds of Veterans who have purchased or refinanced a home. A VA home loan is the best option for Veterans, yet most Veterans don't realize how much a VA loan will save them. Many lenders do not tell you this! They don't have VA loan experience, have acces to VA loan programs. Don't lose out because of mis-information. A VA loan is a far better loan for Veterans for many reasons! Call to find out everything you need to know.

We belive that expertise, dedication and intregity matter! Unlike other advertisments you see, hear or read, we are not just "Operators standing by" who will not answer your questions, don't understand the VA loan or then pass on your valuable loan information to another department to work on.

Your house payment is a financial tool that will benefit you. I specialize in structuring the correct loan right from the beginning - analyzing income and expenses to provide the best financial option for you.

   Questions about refinancing? I will go over it with you in simple language. If it's best for you to stay in your current loan, then I will tell you! 

With me there is no cost or obligation - just straightforward information which can easily be completed over the phone.

I do not charge discount points to buy the rate down. 

 I am available after hours to work with you or answer any questions, this includes weekends to better suit your schedule.

Mike@Creeksidem.com   

 Veteran's, use the great benefits you have worked so hard to earn! Here are some of the reasons why a VA loan is the best loan available for Veterans:
 Purchase - Zero down  / No monthly mortgage insurance payment / Seller pays closing costs / 100% financing / VA Streamline - which lowers your rate quickly and easily / As little as a 10% VA disability will save you thousands on your loan. 

Please note;

It's of utmost importance to work with a lender who fully explains the VA loan process.  Many lenders don't offer VA loans or are unfamiliar with them -  It's not fair for Veterans to miss out on the great loan benefits they have earned!     

  I  love the ocean! I service both the Oregon Coast  and  Washington Coast.  I have family on Washington's  Long Beach Peninsula and always look foward to spending time at the beach. I would love to help you live there! 
I have you covered at the beach.

Find Creekside Mortgage, Inc. on Facebook! You will learn valuable loan information, read about resources for Veterans and get to know all of us at Creekside Mortgage. 

Thank you for your time, I look forward to meeting you!

       Your Home Specialist        

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