~ Hello and Thank You For Stopping By ~   

Your Home Buying or Refinancing Experience Should be a Positive One!

 Hello, my name is Michael Frakes. I am Loan Specialist at Creekside Mortgage Inc. located in Vancouver, WA., licensed in Washington, Oregon and Idaho. 

I dedicate myself to providing you with only the highest quality of service. Our company of 12 professionals has a total of 80+ years of combined loan experience to easily handle every type of loan scenario.

We belive that expertise, dedication and intregity are the basics of our business at Creekside Mortgage, Inc.

    Your house payment is a financial tool that benefits you both now and down the road. That's why we specialize in structuring the correct loan for you right from the beginning.

  I do what is best for you! I analyze your income and expenses and advise you on the options that will best benefit your financial situation. I am available after hours to work with your schedule or answer any additional questions that may arise. Additionally, I keep you and eveyone involved in the loan process informed every step of the way. This helps to provide a quick, stress-free closing!

Mike@Creekside.com     Cara@Creeksidem.com

 Veteran's, use the great benefits you have worked so hard to earn! Here are some of the reasons why a VA loan is usually the best loan available for Veterans:
 Purchase - Zero down to $417,000.00 / No monthly mortgage insurance payment / Seller pays closing costs / 100% financing / VA Streamline - which lowers your rate quickly and easily / As little as a 10% VA disability will save you thousands on your loan. 

Please note;

It's of utmost importance to work with a lender who fully understands the entire VA loan process and will take the time to explain it to you.  Many lenders don't offer VA loans or are unfamiliar with them - causing you to miss out on one of the best loan programs available. It's not fair for Veterans to not be offered the choice of utilizing the wonderful loan benefits they have earned!     

Is credit a concern? Let's talk. We find that most people are actally in a better financial position then they realize! It's important to know where you stand and we will work with you to help you achieve the rewards of owning a home.

  I  love the ocean! I service both the Northern Oregon Coast  and  Southern Washington Coast.  I have family on Washington's  Long Beach Peninsula  and always look foward to going to the coast. I would love to help you live there! 
Whether you settle on the beautiful city of Astoria or Warrenton or the
Long Beach Peninsula, 
your covered at the beach! 

 Pre-approval is free and may be completed over the phone.  Don't worry - there is never any obligation - just straightforward, friendly information. If you have questions about; a home purchase, refinance, qualifying, or even if a second opinion is needed, we will quickly and honestly answer your questions. If your current loan is the one that is best for you, or we feel your in good hands already, I will be happy to tell you so.

Find Creekside on Facebook! You will learn valuable loan information,  read about resources for Veterans and get to know us better.  And please take a look at our testimonials to read what our clients say. We promise the same service to you.

Thank you for your time, I look forward to meeting you!

       Your Home Specialist        

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